You are eligible for the saver’s credit if you are older than 18, not a full time student as well as not seen as a dependent on another person’s tax return.
However that doesn’t mean that you get it because you must as well make a retirement plan or IRA account contribution together with falling under the category of maximum adjusted gross income caps the IRS sets each year.
And your adjusted gross income is somehow above any of thresholds then it means that you aren’t eligible for the saver’s credit which are =
Married joint filer (2022)
Head Of Household Filer (2022)
Other Filing Status (2022)