In this one as well you only have 2 options which are.
1) Bank certificates of deposit (CDs).
2) Peer-to-peer loans.
And the risk together with reward are
- Low risk for CDs
- Moderate risk for P2P loans
- Medium-high reward.
And the potential return which you might get I this ones from 0.75% to 1% but when it comes to the CDs it becomes 5% or even more the it comes to the peer-to-peer loans.
Potential interest rate which you might get is from 0.25% to 0.5%.