No matter what you invest in, you need to know that all investments comes with risk. Some investments have greater risk and some investments have a smaller risk. But the risk is there no matter what.

However mutual funds are typically known for being sort of “safer investment” than individual stocks. Mutual funds offer you more diversification than owning one or two individual stocks.

Since the fact that mutual funds own / hold stocks in many companies withing one place where you can buy for a small price and pay fees for makes it easier and less stressful for you.

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